Deposit Bridge: the new pathway to ownership, only 1% upfront
Move in now with a fixed monthly payment. In five years, buy your home from us with a 10% head start.
Get my Home Budget
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How Deposit Bridge works
Get your Home Budget
It only takes a few minutes.
Once you've got it, you can start viewing homes straight away.
Choose and reserve your home
Browse and view as many new-build homes on our website as you like.
When you see one you love, you can reserve it.
We buy the home, you move in
We buy the home and manage the process. Before you move in, you pay your 1% purchase option fee.
Then it's time to move into your new home.
Live there for five years
Make the home your own.
Your monthly living payment is fixed and won't increase.
Decide at the end
Buy the home with your 10% discount, which can replace a traditional cash deposit*.
Or move on and potentially receive up to 7%** to support your next move.
Key benefits
A real path to ownership, without the pressure
You can buy later at a discounted price, without needing to decide today.
Cost certainty for five years
No large upfront costs. No rent rises, no increases, just one simple monthly payment.
A built-in deposit alternative
When you buy, you get a 10% discount on the home's value, which can be treated as your deposit*.
Make it your own
You have the freedom to paint the walls, change the carpet or get a pet.
Most frequently asked questions
How is Deposit Bridge different from renting?
Deposit Bridge is designed as a pathway to ownership. You live in your home with a fixed monthly payment for five years, with the option – but not the obligation – to buy it at the end.
Who owns the home while I live there?
The home is owned by one of Wayhome's funding partners during your five-year agreement. You don't own it or build equity during this time. What you do have is a defined option to buy it at the end, with a 10% discount that can be used in place of a traditional cash deposit.*
What happens if I don’t want to buy?
There’s no obligation to buy. If you decide not to, you can simply move on at the end of your five-year agreement. You may still be eligible to receive up to 7%** to support your next move.
Do I need a deposit to get started?
You don’t need a deposit to get started with Deposit Bridge. All you need upfront is a 1% purchase option fee, which secures your right to buy the home at the end of your five-year agreement.
How can I see available homes?
Once you’ve got your Home Budget, you’ll be able to view homes straight away. Once you’ve viewed a show-home you love, you can reserve it.
*Mortgages are subject to availability, with terms and eligibility determined by the lender. Wayhome doesn't provide financial or mortgage advice, you should seek independent financial advice before making any decisions.
**Eligibility is subject to the terms of your agreements.